Your credit file is important to you.
All major lenders will access your credit file before making a decision about providing a new credit line, such as a bank loan, hire purchase, credit cards and so forth. It is therefore important that credit files are maintained accurately, which lenders have an obligation to do, in order to comply with directives laid down by the Information Commissioner.
Accounts held by Aktiv Kapital are updated monthly to reflect the account status or the fact that there is a changing account balance. If you make a payment, we report that to the Credit Bureaux so that your credit file is accurate. Similarly, when you have either paid your account in full or paid an agreed amount in full and final settlement, we will then flag your account as “satisfied”, at the Credit Bureaux.
To obtain a copy of your records please contact:
Experian Consumer Help, PO BOX 800, Nottingham NG1 5GX.
Web Site: www.experian.com
Equifax, Department 1E, PO BOX 3001, Glasgow G81 2DT.
Web Site: www.equifax.com
Callcredit Limited, One Park Lane, Leeds, West Yorkshire LS3 1EP
Web Site: www.callcredit.co.uk